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Financial Literacy Workshop Hosts College Bound Students With Money on Their Minds

  • Students fill out budget worksheets at the Alhambra Source's "How Not To Be Broke" workshop. Photo by Phoenix Tso.

  • The Alhambra Source's "How Not To Be Broke" workshop taught college-bound students the best way to finance their education, earn and save money and build credit. Photo by Phoenix Tso.

  • Alhambra Mayor Adele Andrade-Stadler made opening remarks at the Alhambra Source's "How Not To Be Broke" workshop. Photo by Phoenix Tso.

  • Alhambra Source Project Leader Miguel Drayton discusses student loans at the "How Not To Be Broke" workshop. Photo by Phoenix Tso.

  • Royal Business Bank Sr. Vice President Mona Fontela leads a lesson on how to build credit at the Alhambra Source's "How Not To Be Broke" workshop. Fontela is also Director of Community Development and a CRA Officer for Royal Business Bank. Photo by Phoenix Tso.


Alhambra , CA

Eager college-bound students with money on their minds. Add the Mayor of Alhambra with words of wisdom. Toss in some neat interactive Kahoot quizzes and you have the perfect alchemy for “How Not to Be Broke,” the Alhambra Source’s financial literacy workshop held last Saturday at the Iona Work Spaces.

Alhambra Mayor Adele Andrade-Stadler kicked off the workshop recalling her days growing up in Monterey Park. Her mom was a surgical nurse in the 1960s and she taught Adele and her siblings the importance of money.

“Every decision you make builds important skills and builds results,” she told the students. As much as anything, that comment reflected the overall theme of “How Not To Be Broke.”

The workshop, developed and led by Miguel Drayton, the project lead for the Alhambra Source, was co-sponsored and underwritten by Royal Business Bank. Drayton spent much of the morning session talking about various forms of student loans for colleges and detailing the advantages and pitfalls of many of the options. Budgeting was discussed and participants engaged in exercises on how to think about spending factoring in net income, gross income and expenses.

After lunch, Mona Fontela, Director of Community Development and CRA Officer for Royal Business Bank, led a discussion of money and credit. She offered sound tips on how to think about credit cards and how to establish a credit history, plus common traps that young people get into when starting their own credit histories.

Many of the students present will be off to college in the fall. Impressively, a large number of the attendees had been admitted to UC campuses. Some were the first in their families to attend college and several expressed appreciation for the chance to gain information from the workshop that they might not have received at home.

Our Video Producer Leah Chang covered the event. Watch her report here:

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